INTRODUCTION
Welcome to Hermoni, these terms and conditions(“TERMS”) govern your use of our website, mobile application and the services provided through our platforms. Before you use our services, please read these Terms and Conditions carefully. By accessing and using Hermony’s platform, you agree to be bound by the following terms.
We reserve the right, at our sole direction, to modify or replace these terms from time to time by posting the updated terms on the platform. It is your responsibility to check the terms periodically for changes. If you object to any such changes, your sole recourse will be to cease using the platform and the service. Your continued use of the service following the posting of any changes to the terms will indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.
ABOUT HERMONI
Hermoni is an innovative and informative financial technology platform focused on empowering women to engage and participate in the financial services sector and also learn in our community anytime and on the go.
- Account Registration and Eligibility:
1.1 You must be a woman aged 18 years or above to use Hermony’s services.
1.2 Have a bank account with a financial institution in Nigeria, and
1.3 Have not been previously suspended or removed from our platform
1.4 You are responsible for providing accurate and up-to-date information during the registration process.
1.5 You must safeguard your account credentials and not share them with others. Any activity on your account will be considered your responsibility.
- FINANCIAL SERVICES:
2.1 Hermoni provides a range of financial services, including but not limited to savings accounts, investments, loans, and financial planning tools.
2.2 The availability of specific services may vary based on your location and eligibility criteria.
2.3 Hermoni reserves the right to modify or discontinue any services at any time without prior notice.
- PRIVACY AND SECURITY:
3.1 Protecting your personal and financial information is of utmost importance to us. Please refer to our Privacy Policy to understand how we collect, use, and protect your data.
3.2 HermonI employs industry-standard security measures to safeguard your data. However, you understand and accept that no data transmission over the internet is entirely secure.
- PROHIBITED ACTIVITIES:
4.1 You agree not to use Hermoni’s services for any illegal, fraudulent, or unauthorized purposes.
4.2 You must not engage in any activities that may disrupt or interfere with the proper functioning of Hermoni’s platform.
4.3 Any violation of these terms may result in the suspension or termination of your account without prior notice.
- CONTENT AND INTELLECTUAL PROPERTY:
5.1 Hermony’s platform may contain content, including but not limited to text, graphics, logos, and software, which is protected by intellectual property laws.
5.2 You may not reproduce, modify, distribute, or use any of Hermony’s content without obtaining explicit written permission from us.
- DISCLAIMER OF LIABILITY:
6.1 HermonI provides its services “as is” and does not guarantee the accuracy, completeness, or reliability of any information or content on its platform.
6.2 HermonI shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of our services or any third-party links, materials, or content.
- THIRD-PARTY LINKS:
7.1 Hermoni’s platform may include links to third-party websites or resources. We do not endorse or assume responsibility for the content, products, or services offered by these third parties.
7.2 Your interactions with third-party websites are solely at your own risk and subject to the terms and conditions of those websites.
8.AMENDMENT TO THE TERMS:
8.1 HermonI reserves the right to update or modify these Terms and Conditions at any time. Changes will be effective immediately upon posting on the platform.
8.2 It is your responsibility to review the Terms periodically. By continuing to use Hermoni’s services, you agree to be bound by the updated Terms.
- GOVERNING LAW AND DISPUTE RESOLUTION:
9.1 These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Country/State].
9.2 Any disputes arising from or related to these Terms shall be resolved through arbitration in accordance with the rules of [Arbitration Organization], and the venue shall be [City, Country].
- CONTACT US:
If you have any questions or concerns about these Terms and Conditions or Hermoni’s services, please contact us at hermoni.ng@gmail.com
By using Hermoni’s services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.
